> For the complete documentation index, see [llms.txt](https://docs.hilomarket.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.hilomarket.com/help/readme/subscriptions.md).

# Subscriptions

**Unlock more features and help grow the Hilo ecosystem**

Hilo offers optional subscriptions for users who want to contribute more, vote more, and create more markets that add value to the community.

Subscriptions are not required to use Hilo, but they unlock advanced tools and higher limits.

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### Available Plans

#### Free

Everyone can use Hilo for free, including voting and creating **1 market per day**.

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#### Premium

Designed for active users who want to participate more deeply.

With Premium, you can:

* Vote more frequently
* Create up to **5 markets per day**
* Create [API keys](https://docs.hilomarket.com/api-developers)
* Access advanced participation features
* Gain higher usage limits
* Support the platform’s growth

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#### Premium Plus

Designed for power users and creators.

With Premium Plus, you can:

* Create **unlimited markets** (fair-use rate limits apply)
* Create multi-select markets
* Vote at higher limits
* Contribute more data to the ecosystem
* Access creator-level tools
* Help shape the platform

Premium Plus is for users who want to actively build value for the community.

Market creation limits are shared between the app and the API. Every account also needs to meet some minimum requirements to create markets, such as account age, level, MIS and HIQ.

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### Why Subscriptions Exist

Subscriptions help:

* Prevent spam and abuse
* Encourage thoughtful participation
* Support platform sustainability
* Reward users who add the most value

They are not pay-to-win.\
They unlock **capacity**, not guaranteed influence.

Your accuracy, reputation, and long-term performance always matter more than your plan.

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### Billing Options

You can subscribe:

* Monthly
* Annually

You can pay using:

* **HILO token** (discounted)
* **USDT**
* **Bank payment** (card or transfer, where available)

Available payment methods may vary by region. The options shown at checkout in the app are the current ones.

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### Refunds & Changes

* Once a subscription starts, it is **non-refundable**.
* The only exception is if you **upgrade to a higher tier**.
* You can change or cancel your plan at any time for the next billing cycle.

If you experience any issues, feel unsure about your plan, or need assistance, you can always contact our support team.

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### Important Notes

* Subscriptions do **not** affect market outcomes.
* Subscriptions do **not** guarantee higher reputation.
* Subscriptions do **not** override the fairness system.

They simply unlock more ways to participate and contribute.